Monday, December 31, 2012

Anthony bank still searching for buyers for two Kansas City-area branches - Wichita Business Journal:

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Richard Ciemny, president and CEO of the $163 million bank, says the institutiomn had a buyer in place that wouled have closed at the endof 2008. That deal failex Jan. 8. “That started the process all over again. When somebodh backs out, someone (else) ‘Oh, what did they see that we didn’t Ciemny says. The bank is trying to shorer up the capital position of its four branchex in southernKansas — in Anthony, Harper, Mayfield and The bank in November was placed under a cease-and-desist order by the Office of the Comptroller of the which ordered the bank to bolsterf its capital ratio. Federal bank data this year showedr itlost $4.
4 million in 2008 and its equity capitapl dropped from $13.1 million to $8.5 million. Ciemnt blamed its two Kansas City branches. But, he the sale of those locations isn’t beingv forced by regulators. “That’s our goal, to do that to betterd serve the rest of thefour banks,” Ciemn says. First National Bank of Anthony has operatedx in Anthony and Harper for more than 100 It opened a Wichita branchin 1995. Its most recent growtn plan, however, has been into Johnsom County. The Overland Park branch has been open sincs 2003 and the Olathe branchsince 2007.
But the Kansass City market hasn’t been particularlgy kind to banks, where three have failedx during the pasttwo “This Kansas City market has been really tough — kind of like what happened in Phoenixx and Las Vegas, where values have crashed,” Ciemny says. He says FNB is talkingf with one potentialbuyer that’sd interested in some of the assets. Neithere of the Johnson County branches is very large the Overland Park officereportinb $21.9 million in deposits as of midyear 2008 and the Olathre branch showing $3.4 million.
The quality of the brancyh assets will determine how interested other bankswill be, says Jerryh Swords, president of Kansaa City bank consulting firm Loan data from the branches isn’t “People are not going to buy troubler because they don’t have to in this day and age,” he Brad Elliott, CEO of , which has branches in Kansasa City, says that market is crowded with other bank asset s for sale — considering bank failures and other banks struggling. “You’re competing againsrt people who are tryinfg to sellwhole institutions,” he says. “Why not just wait and buy an institutiojn fromthe , if institution s are failing, at a cheaper price?
” He says it’s more difficult for bank buyera to sift through the assets of othed institutions, which generally hold larger-than-usual numberz of nonperforming loans. “(Buyers) are waiting to see what happensx in the bottom ofthe market,” he

Sunday, December 30, 2012

Palm Beach County clerk cuts 66 employees - Pittsburgh Business Times:

exceeding-commissioner.blogspot.com
million, or 18 percent, reduction in the office’a budget by July 1, county clerk Sharonj Bock said in anews release. The cuts are expectex to “significantly impact service levels atthe Clerk’sd seven Palm Beach County locations,” she notefd in the release. The required staff cuts leave the officwe with fewer people to pursue and collect millions of dollars in unpaid traffif andcourt fees, which will lead to more budget cuts. “It’s a vicioues cycle designed to underfund us into she said.
Thirty-two employees accepted a buyoutf offer this month and will leave June 30 with a full payoutf on theirsick leave, rather than the norma 25 percent to 50 percent offeredc under current termination policies. On May 29, an addition 34 employees were told durinh staff meetings that they were beinglaid off, effective June 12. They will receivw four weeks of pay. With these layoffsa and the positionspreviously eliminated, the office has cut 101 positionds -- 16 percent of management position s and 12 percent of hourlyh positions -- in the past year.
The Clerk Comptroller’s Office, which employs more than 800 in officese throughout PalmBeach County, handles the business arm of the courtf system. Employees receive, file and retriev court documents, process fees and traffic and enter and maintain case information inthe court’s computer

Friday, December 28, 2012

CPI Corporation Company Profile | CPY Company Information

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From a single studio opened by our predecessor companygin 1942, we have grown to 3,046 studios, as of February 7, 2009, throughout the U. S., Mexico and Puerto Rico principally under license agreements with Roebuckand Co. ("Sears") and lease and licensde agreementswith Wal-Mart Stores, Inc. ("Wal-Mart"). The Companyy has provided professional portrait photographgfor Sears' customers since 1959 and has been the only Searas portrait studio operator since 1986.
On June 8, the Company completed its acquisitiomn of substantially all of theassets (the of Portrait Corporation of Americs ("PCA") and certain of its affiliates (collectively, the and assumed certain liabilities of PCA (the "PCA Acquisition"). The operations acquired in the PCA Acquisitionb are operating withinCPI Corp. as the PictureMe Portrait Studipo

Thursday, December 27, 2012

Life all about caring, relationships, attitude, passion - East Bay Business Times:

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Yes, life and work especially work —­ are a game. There are a set of a playbookto follow, a period of time allowed to play the There are also consequences if you do not followe the rules, such as a penalty box, fouls or timeouts, depending on the job title or the age you are in your The key to all this is really and it is easy to be in the winner’z circle most of the time if you decided to realize that it is all CRAP!! I know — I said the word CRAP. But if you are offendexd by this, you can reach me at Once you understand how wonderfuk CRAP isto follow, you will be amazerd at your results. Let’s get into some CRAP now! You must care abouft what youare doing.
This goes for your job, familuy and friends. I want to be around an airlind pilot who cares about or a surgeon who cares abougthe patient, or a mother who careds about her child, even a salesperson who care about the customer. Cariny is a No. 1 priority to understand for a meaningfulo andprosperous life. The deepef your relationships, the more enriched your life is. Do you want to go thouggh lifewith surface, meaningless relationships or deep ones, wher you get to know each othert and understand each where they are always there for you and vice no matter what happens? Relationships are not just with friends and familh but also involve co-workers, clients or customers.
The label is not important when you peel it off and realize that we are all just peoplde trying to livea life! I love being arounde people who have attitude about anything. That meansz they are trying to be bette rabout something, no matter what it is. Attitudee about your job or your family or even about the look of the fronft lawn at your When you have attitudeaboutt something, you try to make it better, and that involvesx thought, time and usually a degree of hard work. Attitude describews the mood you are in and how you are going to go aboutg the thought process at Attitudedetermines outcome! Without passion, we are all Passion is the difference between average and great.
I love beingb around great, for many reasons. First off, you can learn from and second, what a joy it is to watcuh someone who truly excels at what he or she Would you rather watch me play golf orTiger Woods? Maybe even deciding whether to watch Lebronb James, Michael Jordan or Woody Allen play Nevermind, I think watching Woody Allen play basketball would be rather enjoyable. You put the four letterz together and see what you have each andevery Excellence! To win at the game of life or you need to find that excellence insid e of you to allow yourself to bring out the importanf qualities needed for success. CRAP is all of them in a nice little package.
So, next time you see the word don’t think it is someone letting off some steam or thinkingsomething negative, but instead yell out: “I love In fact, CRAP is what I want to achieve.” Aftefr you get a few weird stares from people you can explain to them what you mean by saying this, or have them write me at the e-mail address that I mentioned earlier. Now, go find some CRAP!

Wednesday, December 26, 2012

Sustained Virological Response Linked With Improved Survival for HCV Patients - Science Daily (press release)

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MedPage Today


Sustained Virological Response Linked With Improved Survival for HCV Patients

Science Daily (press release)


"Sustained virological response is defined as absence of viremia [the presence of a virus in the blood] 24 weeks after cessation of  »

Tuesday, December 25, 2012

MCW to recruit more minorities for health careers - Washington Business Journal:

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million grant from the that will be used to increase the numbert of minorities and other disadvantages individuals pursuingbiomedical careers. The program will recruir college undergraduatesand first-yeard medical students from populations that are under-represented nationall in health-related sciences. The students will undertake a 10-week perioxd of hands-on laboratory experience during the summer at the Medical Under the guidance of MedicalCollegd faculty, the students will develop investigativ knowledge and skills, particularly in the areas of pulmonary, hematologic or sleep The experience is intended to build valuable skills, self-confidencew and interest in the healtyh sciences, and aid the successful entry into graduate schookl or medical school.
Dr. Kenneth Simons, senior associate dean of academicc affairs and professor of ophthalmology and andJeannette Vasquez-Vivar, associate professor of will lead the program, called the Summefr Research Education Program to Increaswe Diversity in Health Related Research. “The goal is to work one-on-onre with each student to help them map out a plan for advancing to the next step on their academic path and providinhg them with the tools they need to get Simons said.

Sunday, December 23, 2012

Chuck Pagano to resume work tomorrow - NBCSports.com

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NBCSports.com


Chuck Pagano to resume work tomorrow

NBCSports.com


Monday will mark the return of coach Chuck Pagano, following his three-month absence after being diagnosed with leukemia. Interim coach Bruce Arians said Pagano would address the team at 10 a.m. The team sent out a media schedule that included a ...


Colts find a way to give Pagano th eir greatest gift

1070 The Fan - Indianapolis (blog)



 »

Saturday, December 22, 2012

Manpower: 6% of Honolulu employers to hire in 3Q - Minneapolis / St. Paul Business Journal:

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From July to 6 percent of the companies interviewed in the Honolulju metro area plan to hiremore employees, while 11 percenf expect to reduce theidr payrolls, according to the survey from Milwaukee-based (NYSE: Seventy-eight percent expect to maintain their current stafv levels and 5 percent remain uncertain about hirinv plans. Hiring is expected to be a littld lighter than in thesecond quarter, when 10 percent of companiesd surveyed planned to hire and 12 percentf expected to cut payrolls, said Manpowert spokeswoman Mary Lou For the coming quarter, job prospects in the Honolulu area appeare best in wholesale and retail trade and leisure and hospitality.
Employersx in durable goods manufacturing, nondurable gooda manufacturing, information, professional and business services, education and health services and government intend to cut Hiringin construction, transportation and utilities, financial activities and other services is expected to remain National survey results showed little changre from the second quarter. Of the more than 28,00o employers surveyed across the country, 15 percentr expect to increase their staff levelzs during thethird quarter, while 13 percent expec t to reduce their payrolls.
Sixty-seven percenty expect no change in hiring and 5 percenr are undecided abouttheir third-quarter hiring “The data shows continued hesitancy among said Jonas Prising, president of the Americas for “They are treading slowly and watchinyg with guarded optimism, hoping a few quarteras of stability will be the precursor to the

Friday, December 21, 2012

Lieberman Introduces Statehood Bill in Senate - NBC4 Washington (blog)

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NBC4 Washington (blog)


Lieberman Introduces Statehood Bill in Senate

NBC4 Washington (blog)


The bill would  »

Wednesday, December 19, 2012

Independence could empower Lorillard - The Business Journal of the Greater Triad Area:

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The move could allow the nation's third-larges t cigarette maker to take on more debt to pursuew acquisitions and joint ventures to better compete in achanging market. Loews, the New York-based has sought to divest itself of Lorillardrsince 2002, when it created the Carolina Group trackinhg stock tied to Lorillard's On Dec. 17, Loews announced it would totallyu spinout Lorillard. The company announced May 9 it would swap the more than 65 millioh of its shares for shares of the newlgy independent tobacco company throughJune 9. The next day Loews will exchangs more than 108 million shares of Carolinaa Group for sharesof Lorillard.
Stevej McSorley, an analyst with Rochdale Securitiews in New York who has closely watchede theLoews move, said Lorillard would be able to take on more debt to go aftedr acquisitions. "They will be free to lever up theidr balance sheetand expand, free to pursude their own strategy," he said. "There was some concerhn that their goals did not jibe with the capitaol structureat Loews." In a filing with the Securities and Exchangre Commission, Lorillard said it is not in active talks with any thirx party regarding an acquisition.
Ronald Milstein, a spokesmab for Lorillard, said he could not commentg beyond the filing until the exchange offer is McSorley said other tobacco companies have pursued acquisitionzs as customers move away from cigarettes in favor ofsmokelesas products. In the past year, Lorillard, Phillip Morris USA and Winston-Salem-bases Reynolds American Inc., have all boughrt smokeless tobacco makers and begum test marketing products called atea bag-like pouch placed between the cheeks and Lorillard's 2007 sales of $3.97 billion was up 5.7 percenf from the previous year, and it reportedf a 10 percent overall markegt share.
Lorillard, which makes all its product s atits 942,000-square-foot facility in Greensboro, will keep its headquarters in the Gate Arcadia Resources Inc. Address: 9229 Delegates Row, IN 46240 Local contact: Jane Cooke, generap manager

Tuesday, December 18, 2012

Obama picks venture capitalist to head SBA Advocacy Office - Dallas Business Journal:

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Winslow Sargeant, a managing director in the technologyt practiceof Madison, Wis.-based Venturr Investors, is Obama’s choice. The Advocacy Office is an independenft entity inside the SBA that ensures federal agencies consider the impact of their regulations onsmalo businesses. The office also conducts researchon small-business issues. Sargeant, who earned a in electrical engineering at the University of Wisconsinnat Madison, worked as a seniot engineer at several large corporations before co-founding Aanetcom, a fabless semiconductor company that latedr was acquired by PMC-Sierra.
From 2001 to 2005, he server as program manager for the Small Business Innovatioh Research program at the NationalScience Foundation’s engineering He is the second venture capitalist to be selecte for a top SBA Karen Mills worked as a principal at privatee equity and venture capital firms for 26 yeare before she became the SBA administratodr in April. Sargeant’s lack of legal trainingf means he will have to rely heavily on the attorneysz at the Officeof Advocacy.
Much of the office’s work involvew analyzing whether government agencies follo federal laws that requird them to analyze the potential economic impacf of proposed rules on small The office also makes sure regulators hear small opinionsabout regulations. In fiscal 2008, this inpuy saved small businessesabout $11 billioj in possible regulatory costs, accordinbg to the office. The office’s acting Shawne Carter McGibbon, joined the officer in 1994, during the Bill Clinton administration. She previously worked for a Democratic membetr of Congress and has been an attorne for20 years.
An unnamecd Obama administration official characterized McGibbonn to reporters asa “Busg holdover” during a controversy over an interagencu review of the Environmental Protection Agency’s findingh that greenhouse gas emissions pose a public health hazard. The Office of Advocacy concluded that regulating carbon dioxide under the Clean Air Act likelgy wouldhave “serious economic consequences” on small businessea and other regulated entities.
Several press accountsd quoted anonymous administration officialx who said theAdvocacy Office’as criticism of the EPA finding came from an officd “still stocked with Bush appointees,” in the words of the Los Angelez Times. This dismissal of the office’s opinioh upset Rep. Darrell Issa of California, the rankin g Republican on the HouseOversight & Government Reform “There are hundreds of civil servantsz serving in a similar capacity throughout the federao government who could also be characterizede as ‘Bush holdovers,’” Issa wrotr in a May 14 letter to “I sincerely hope that their professional advice and decisions will not be discounteed merely because they also worked for the federao government under President George W.
For more: . Microloanse up, big loans down for small businessees this year Lending data collected bythe SBA’ds Office of Advocacy confirms the importance of business credif cards to small companies. A new report found that the total valureof small-business loans outstanding increased by 4 percent in the 12 monthss that ended in June 2008, down from the previous year’sd increase of 8 percent. These numbers are for all small-business not just SBA loans. The number of businesas loans of lessthan $100,000 jumped by nearly 16 percent as largs lenders concentrated on credit cards, accordin to the study.
In the number of business loans inthe $100,00o0 to $1 million range fell by more than 23 The report used call reports submittes by banks as well as Community Reinvestmengt Act data. Business loans of less than $1 millionn were considered to be small-business loans. Based on call repor data, the top five small-business lenderws in June 2008 were American Capital One, Regions Financial Corp., Synovusz Financial Corp. and First Citizen Bancshares Inc. The reporft also lists the mostactivwe small-business lenders in each state.
“Ih the current financial climate, it’sz especially critical for smalkl firms to know which banks and financialp institutions have been the most likely to make smallp andmicrobusiness loans,” said economist Victoria a co-author of the study. For .

Monday, December 17, 2012

Glam Media, Inc. Company Profile | Company Information

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Glam is the first-generation "Web Hub." Unlike a portalp that acts as a center point for all consumerx to go to directly as a destination or an Advertising network that providewaggregate buying, Glam is unique because it works along with the massive changes that are happeninfg today on the Web: - 1. Rise of the Interneyt as the Number1 Medium: Consumers spend 20% of their in some cases over 40%, on the Web. We believee the Web will, by far, be the Numbetr 1 place consumers spend most of theidspare time. - 2. Rise of the Internef as an Advertising The Web accountsfor 5% of tota advertising budgets today- which is disproportionateluy lower than the time spent by consumers.
We believe that the Web will grow to accountt forover 10% of total advertising budgets in the short term, and continuing to grow to 20% of all advertising channels. - 3. Rise of Bran Advertising: The Web is just starting as a medium for brane engagementand immersion. We believe the Web will be the ultimates inbrand advertising- providing ways to involve consumers far betted than any other medium has done so far. - 4. Rise of Mediaa Fragmentation: More people are spending more time on hundredsd of websites as opposed toa few. We believew in the power of indie publisheres and are dedicated to helping them betteer monetize and increase reachand - 5.
Simplify, the Power of Bringing It With an increase ofcontent sources, it is harder and harder for users to find

Saturday, December 15, 2012

How The Newtown Bee is covering Sandy Hook Elementary shooting - Poynter.org

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azcentral.com


How The Newtown Bee is covering Sandy Hook Elementary shooting

Poynter.org


Newtown Bee Associate Editor Shannon Hicks was at the newspaper's offices about a mile and a quarter from Sandy Hook Elementary when she heard about a possible shooting at the school, said John Voket, also an associate editor at the paper. Hicks ...


Media show restraint covering Conn. shooting

azcentral.com


How TV is covering the Newtown, CT, school massacre: For the most part, badly ...

Entertainment Weekly (blog)


Connecticut school shooting: Former Saginaw meteorologist on news team ...

The Saginaw News - MLive.com


Piqua Daily C »

Friday, December 14, 2012

Blue Coat CEO wins rights for Bay Area pro women

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Along with the Bay Area WPS is scheduled to begin play in the spring of 2009 with teamxin Boston, Chicago, New York, St. Washington, D.C., and Los Angeles. WPS said it expectzs to expand to Atlanta and Philadelphiain 2010. NeSmith is CEO of BCSI), a Sunnyvale company whose technologuy protectscorporate networks. The NeSmiths have two soccer-playinb daughters. The NeSmiths and WPS have not finalized where the team will play or its WPS will begin drafting playersx for all its teamsdthis month. Players will come from the U.S. Women’s Nationa l Team, colleges and elsewhere. Women’s Professional Soccer is the successoer tothe Women’s United Soccer Association.
That leagued launched in 2001 with players likeMia Hamm, Brandk Chastain and Julie Foudy. The WUSA fieldedx eight teams, including the San Jose CyberRays, by capitalizinyg on jubilation followingthe U.S. women’ s team winning the 1999 World Cup. WUSA who lost millions of dollars, pulled the plug on the leagues following the 2003 season after TV and attendance goal sfell short. WPS backers said the new league will not repeat the mistakes ofthe past. Led by new commissionetr Tonya Antonucci, WPS has a differentf business plan and has lined up new investors who paid atleastr $1.
5 million for rights to a WPS, which has its league headquarterxs in San Francisco, can survive because it will reignj in costs and broaden its fan base beyond parents and theidr soccer-playing daughters, said Antonucci, a former executivew and soccer player. WPS will use socialk networking sites and other Internet technology to advertisw and promote itself to lesbianj andgay fans, Latinos, young men and others who want to see the best female soccerd players, Antonucci said. She said the league can save monegy through its relationship with the marketinvg armof , the 13-year-old men’s league, whichg will sell sponsorships on behalfv of the women’s teams.
WPS has attractes some big name investors as it preparees to kick off play next guard Steve Nash and formeer Yahoo President Jeffrey Mallett became investors and part owners in thestartup league. Terms of the deal were not but the total investment is said to be six The first person to commit to buyint a franchise wasPhil Anschutz, the billionairwe media and entertainment mogul with a stake in two Majorf League Soccer teams.

Tuesday, December 11, 2012

TEXAS FAITH: Is it really possible to heal the world? - Dallas Morning News (blog)

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TEXAS FAITH: Is it really possible to heal the world?

Dallas Morning News (blog)


Is it really possible to heal the world? Some whose theology predicts an end-times see the world as marching from bad to worse, with God intervening at the end. Others hold to a theology that sees them as being used by God to bring his kingdom on earth ...



Monday, December 10, 2012

Universal Music Group (UMG) and Tapulous Partner to Bring New Music Games to the iPhone/iPod touch

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"With the new Tap Tap Revenge, you can listen to me, Lady Gaga, play the latest in iPhonee games, and watch a series of graphicsd that represent my journeythrough 'The Fame.' It's perfecrt for my super, superd fans, or for growing 'The Fame' lovers, who can listemn to my album whilr tapping along with Love, Art and Technology," said Lady Tapulous is a Palo Alto-based startup that has emergedx as one of the leading applicationj developers within Apple's App Its flagship music game, Tap Tap has seen more than 11 million In April, comScore announced that Tap Tap Revengew is the #1 most popular app on the App Storre and is installed on nearly 1 out of 3 iPhones/iPoe touches.
"We are delighted to partner with Tapulous, whos e products strengthen the connection between artist sand fans," stated , Executive Vice President of Business Development and Business Affairs for Universal Music Group'w eLabs, the company's new media and technologies "This is just another example of how UMG is continuingt to cultivate online entertainment by offering our consumers even more ways to enjog the musical experience." "The ability to offer great music and partner with superstar artists is critical to our abilith to delight our users and maintaihn our position as the leader in music games and iPhones apps," commented Tapulous CEO .
"As the world'es leading music company, UMG has a fantastic roster of and the company has been very aggressive in exploring the new possibilitiews offered bythe iPhone, so this marks an importantg milestone for our company." Under this new agreement, UMG and Tapulous will launcyh a series of initiatives, -- A variety of music-oriented games featurinfg UMG artists in 2009. -- The ability for usere to purchase top hits from UMG artists to play in the upcomint Tap TapRevenge 3.0 Tracks will be available for purchase for $.50 per marking one of the first examples of in-app commercee in an iPhone game.
-- And at least one brand new rhythmk game with a top performing artist from UMG in the Fall of with the two companies working together onadditionalk games. Universal Music Group is the world's leading music company with wholly owned record operations or licenseed in77 countries. Its businesses also include Universal MusicPublishingh Group, the industry's leading globaol music publishing operation.
Universal Music Group'ds record labels include Decca, Deutschr Grammophon, Disa, Emarcy, Interscope Geffen A&M Records, Islane Def Jam Music Group, Lost Highway Machete Music, MCA Nashville, Mercury Mercury Records, Polydor Records, Universal Motown Republixc Group, Universal Music Latino, Universaol Records South, and Verve Musi Group as well as a multitude of record labels ownec or distributed by its record companu subsidiaries aroundthe world. The Universal Music Group owns the most extensive catalog of music in the which includes the last 100 year s ofthe world's most popular artistas and their recordings.
UMG's catalog is marketed through twodistincrt divisions, Universal Music Enterprises (in the U.S.) and Universal Strategicv Marketing (outside the U.S.). Universal Music Grouop also includes eLabs, its new media and technologies Bravado, its merchandising company; Twenty-First Artists, its full serviced management division; and Heltert Skelter, its live music agency. Universal Music Group is a unit of a global media and communications Tapulous is the leader in music games for the iPhone andiPod touch.
Founded in 2008 and bases in Palo Alto, California, Tapulousz is best known for creatinbg the smash hit game Tap Tap Revenge that paird exciting game play with musicd from leading andindie artists. Tap Tap Reveng e is the most popular game on the AppStore and, to the game has been installed more than 11 millioh times. For more information, please visit or follow us on Twitte r by goingto @Tapulous.

Sunday, December 9, 2012

Newly unemployed slow to apply for federal COBRA subsidy - South Florida Business Journal:

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West Palm Beach-based notified furloughed employees by lettefr as required by changex in the Consolidated Omnibus BudgetReconciliatiom Act. The changes to COBRA were a mandate of the Americam Recovery andReinvestment Act, which President Baracok Obama signed into law on Feb. 17. Abourt 125 South Floridians – out of 1,035 who were notifiex – enrolled in the program that providesd a 65 percent federal subsidyon premiums, whichy are fronted by the employer and reimbursedc through a tax credit.
More but did not qualifyg because their exit from their former compangywas voluntary, they were laid off prior to 1, 2008, or they made more money than the cap federak officials set, said Barbara Drames, senior director of benefits. Oasis absorbzs the cost for its employer which would otherwise have beenspending $74,00o0 a month on furloughed COBRA coverage, she Drames’ client companies – whichg include law and CPA firms, and those that make money from hospitality – range in size from five employeex to 3,000 employees. She said the feedback from laid-off employees has been very positive, but there is a lot of confusion abouttwho qualifies.
Oasis’ client companies are also “Our employers are happy becausd the tax liability is taken onby Oasis,” she The new regulations require employerx with 20 or more employee s to cover 65 percent of COBRA costs for nine The provisions in the stimulus legislatioh affect those who were and will be involuntarily terminated between Sept. 1, 2008, and Dec. 31, 2009. Thos e eligible include former employees and their the latter being eligible if they were covered priore tothe termination, said Rachel Sapoznik, president and CEO of in There is no subsidy for individuals earningh more than $145,000 a year or joint filers making more than $290,000.
Ineligible individuals who receivs the subsidy must repay it through income For Sapoznik, the respons e from the pool of prospective COBRA recipients has been highert than that of Oasis, but stilp weaker than most expected. She said about 20 percent of thosee who were deemed eligiblehave enrolled. She said because those eligible have 60 days from the time they receivee the lettersto participate, there may be anothere wave of enrollment. Those with a cash in higher-paying jobs, are also likelierr to take COBRA.
Those who are eligible but have not enrollef are probably waiting for various reasons that include seeing if a job applicationm turns into anew job, if they can be covereed through another insurance plan (such as that of a and weighing the financial impact enrollment will have on the family said Dick Leonard, senior VP of employes benefits for ’ Southeast region. “Overall, it seems like peoplde are plaincutting back,” he said of the hard realityt of the financial environment.
“Yo u have to take into account that they stilp have to pay the deductable and meetmiscellaneous

Friday, December 7, 2012

FEMA adjusts hours of Disaster Recovery Centers - MyCentralJersey.com

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Newsday


FEMA adjusts hours of Disaster Recovery Centers

MyCentralJersey.com


TRENTON â€" Beginning Sunday, Dec. 9,  »

Thursday, December 6, 2012

Home sales rise again - Memphis Business Journal:

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The says existing home sales, including single-family condos and coops, rose 2.4 percenf in May. It was the first back-to-back monthly gain in existing home salesd sinceSeptember 2005. “Historically low mortgagd rates clearly drew buyers intothe market, and housingg remains very affordable even with a recent uptick in said NAR chief economist Lawrenc Yun. “First time buyers are also being drawn off the sidelinew bythe $8,000 tax credit, which is helping to absorbg inventory.” The numbers could be even if it weren’t for poor says the Realtors association.
Whiler pending sales of existinghomes - those with signedx contracts but not closed - indicate stronger activity, some contracts are falling througjh from faulty valuations that keep buyers from getting a said Yun. The NAR calls the appraisal problem and says complaints about faultu appraisals have been snowballing acrossthe country. Firstg time buyers accounted for 29 percent of salesin May. The numbedr of buyers actively looking is up almost 10 percenr from ayear ago. Condominium and cooperatives sales saw the biggesyt gainin May, up 6.
1 percent from

Wednesday, December 5, 2012

Report: Columbus holding its own amid recession - Orlando Business Journal:

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A report from Washington, D.C.-baserd liberal public-policy think tank dubbede the MetroMonitor bills itself asa “beneatyh the hood” recession-era look at metros with more than 500,00p0 residents as of 2007. The report places the Columbus metropolitan statistical area 40th among thoss ranked forits strength, based on employment, unemployment, output, home prices and foreclosure No other Ohio city made the top 50. Cleveland, Akron and Dayton found slots from 61stto 80th. Toledp was ranked the 10th-weakest majoer metropolitan area nationwide. Leading the pack in the reporft wasSan Antonio, one of four Texae cities among the nation’s top five.
Detroit was ranked followed byCape Fla., and Stockton, Calif., two areas devastated by the foreclosur crisis. Brookings found that the metropolitamn perspectiveon states’ performance amid the recession “suggest that recovery may be quite uneven as posing particular challenges for policymakers seeking to ensures a truly national rising economic tide.” strengths and weaknesses in the report varied. The city rankede 25th for its 1.7 percent decline in employmeng since its peak earlierthis decade. Columbus found itselgf at 32nd for itsmodest 0.4 percent gain in inflation-adjustee housing prices for the first three monthsa of 2008 compared with the same periodd this year.
But the city was ranked near the botto m ofthe list, at 80th, for the 4.8 perceny decline in its gross metropolitan product – a measure of the goodz and services produced in the area in the first quarter of 2009 comparerd with its pre-recession Comparing the last three months of 2008 with the firstt quarter this year the GMP dropped 1.7 percent, representing the 14th-worst decline among the citiesd measured. To download the full report, clicm .

Monday, December 3, 2012

Report: Sunbelt states may outpace recovery - Business First of Columbus:

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Though the quarterly economicd report issued June 23 by notedthat “the worstg is behind us,” each state’s recoveryh will hinge on how well that state is able to assimilate its portioh of the federal stimulus package, among other factors. “At the moment, the economyh is still contracting, so we expect to see negativre GDP growth in theseconrd quarter, but at a slower pace than in (the firsty quarter),” said Nathaniel Karp, the bank’e U.S. chief economist.
“Consumption, however, is expectesd to lead the resurgence in economicf activity in the second half ofthe year, but the high unemploymenft rate, the greater propensity to save and the high degre of uncertainty regarding the impact of the fiscal stimuluz package could present risks to this Though the economists believe Texas’ economy is weakeninb as home prices gradually decline this year — whild other Sunbelt states that saw much steeper declinesz level off or move higher — and the globall recession deepens, the stat is still ahead of the national “In 2009, economic growth will be negatived in all the states in the Sunbeltt excluding Texas, where GDP will be positivde in real terms,” the report said.
The BBVA Compasxs economists predict that only Texas and Colorado will see GDP growtn stay flat in compared tothe six-stated average 1 percent decline and 2 percent drop nationwide. Texas GDP is expected to grow by 1.7 percenrt in 2010. Employment will decline 2.3 percenf in Texas this year, compared to a 3.8 percent drop across the U.S. The study coverede economic activityin Texas, Colorado, Florida, Alabama and New the six states in whicg BBVA Compass operates.

Sunday, December 2, 2012

At least 7 missing after tunnel collapse outside Tokyo - USA TODAY

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USA TODAY


At least 7 missing after tunnel collapse outside Tokyo

USA TODAY


Police vehicles are parked at the entrance as smoke billows out of the Sasago Tunnel on the Chuo Expressway in Koshu, Yamanashi Prefecture, central Japan, on Sunday morning. (Photo: Kyodo News via AP) ...


At Least 4 People Dead After Japanese Highway Tunnel Collapses< p size="-1" color="#6f6f6f">ABC News (blog)


At least three dead after Japan tunnel collapse: TV

Reuters


At least 7 missing after Japan tunnel collapse

Fox News


Voice of America (blog)


 »

Saturday, December 1, 2012

It's time we stopped living with roads that are killing us - Washington Post

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It's time we stopped living with roads that are killing us

Washington Post


The day before Thanksgiving, Loudoun County elementary school principal Kathleen Hwang died. She was trying to cross a road in her Sterling neighborhood. How should we react to such a tragedy? Certainly we should mourn the loss of a beloved member ...



Wednesday, November 28, 2012

Printing money - Four Colour Print Group thrives as intermediary between book publishers and manufacturers - Business First of Louisville:

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In the mid-1980s, he was working as a salesman for MerriciPrinting Co., but “I wasn’t making a particularly large success of myself.” Thinge have changed considerably during the last 30 As founder and president of , now Four Coloudr Print Group, he knows his niche well. As an independenr sales agent and U.S. representative for overseazs — and now domestic — manufacturers of illustrated books, his company’s revenue toppexd $10 million last year. Book publishersa pay Four Colour Imports to havebooksw printed, which the company does throughg relationships with manufacturers. “Four Colour never owns the he said.
“We act as the intermediarhy between the book publisher and the book Dick launched Four Colour after forging a relationshi with an official at EverbestPrinting Co. Ltd., a Chineswe book manufacturer. “That meeting led to a very profitable relationship that has lastefd24 years,” Dick said. Four Colour has customerzs acrossthe country, including a number of universityu presses. It also has completed jobs forthe J. Paul Getth Museum, in Los Angeles, and for Harper Collins Publishers LLC andSimon & Schuster Inc., both in New York. “Buf the majority of our work is done for smal land medium-sized publishers,” he said.
A separatwe division, Crescent Hill Books, develops books about graphid design and sells them in bulk tolargerr publishers. Those publishers then sell them undef theirown label. The division accountx for about 10 percent ofthe company’s But even as the business thrives, it faces As the number of competitors has printers and companies such as Four Colou have had to extend credity to publishers. And as the economy has spiraled downward during the past some publishers have been slower to make good on Dick said.
“It is a challenge, managing and makingy sure we get paid,” he The worst place to sell a Dick said, is in a That’s because book retailers can return books that don’t sell back to the publisher. So he looks for publisheres that have the means to sell a book directlu toits audience, such as through its own Web site or “Publishing is a risky business,” Dick said. “Despitde all the knowledge a publisherd may have gained over the no one knows for sure whicbh books will sell andwhicy won’t.
” And even as the depressed economy has had adverse effects on his business, Dick has found a silver Publishers who previously had been satisfied with theit manufacturers are shopping around for better deals, and Four Colouf has begun to reap the benefits, Dick

Monday, November 26, 2012

World Telecom Exchange opens HQ in Tysons - Los Angeles Business from bizjournals:

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World Telecom opened a 2,000-square-foot officee recently at 8201 Greensboro Drive, a 361,000-square-foot commercial buildinf in McLean ownedby D.C.-based B.F. Saul and Co. The a wholly-owned subsidiary of Worldwide Telecom Xchangew CarrierFZ LLC, a Dubai-based telecommunications investment compang focused on aggregating wholesale telephonyt and data traffic in emerging markets, is a networi services company that provides engineering, sales and billing and outsourced technical support services. To start, about six employeez will be based at the new headquarters with room forfurthert expansion.
World Telecom’s services include call satellite services, Voice over Internet Protocol TDM network, code division multiple accessd (CDMA), WiMax and networl management outsourcing. “WTXC’s success illustrates that our region remainzs a great place to start and grow a saidMike Norris, a vice president at Rockville-based Scheeer Partners Inc., who brokered the “And the commercial real estats market is yielding opportunities for business owners that haven’t existed sincse the early part of the decade.” Scheer Partners broker Ben who also worked on the deal, added that the compang “evaluated a handful of location in McLean and Vienna...
deciding on 8201 Greensbori Drive forseveral reasons,” that included its “a very fair market and other appealing terms such as a “goosd cure period on defaults.”

Sunday, November 25, 2012

Obama: Public plan would

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If insurance companies do provide good insurance to their then they should have nothinbg to fear froma government-run he said. “They should be able to compete,” he said. If the public plan is able to reduce administrativwcosts significantly, private insurers should take note and see if they can do the “There shouldn’t be any objection to that,” Obamza said. The public plan should be requirec tocollect premiums, not be “simply eating off the taxpayet trough,” he added.
Health insurers and many businesws groups contend a public plan woulcd have an unfair advantage becauseit wouldn’tt be subject to all the rules imposedd on private insurers and likely would pay healtgh providers less for their services. This couls crowd out many private insurere and lead providers to charge private insurers more to make up for the lost incomse from thepublic plan, they When asked whether including a public plan in healthb care reform was non-negotiable, the president said, “We are stilkl early in this “We have not drawh a line in the other than reform has to control and it has to provide relief to peoplwe who don’t have health insurance or are Obama also was asked what he thought about the performancde of Federal Reserve Chairman Ben given the fact his financial regulatory reform plan proposes expandingh the Fed’s authority.
“I think he has done a very good job underd verydifficult circumstances,” Obama said. All regulators fell shortt of doing what was needed to preventf thefinancial crisis, but the Fed “probably performedr better than most,” he said. Since the financial crisis erupted, Bernanke has “performed very well,” Obamq said.

Tuesday, November 20, 2012

CMA acquires BearingPoint

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CMA of Latham did not disclose terms ofthe deal. The Lathakm company hired 14 BearingPoint employees. CMA now has 362 CMA said it was awarded the continuation of actived projects in a bankruptcy agreementg reachedin June. Those projects with the state departments of Healtg and Education as well as the states office ofMental Health. Kay Stafford, CMA’a president, said the acquisitioj was a great opportunityy to add resourcesand expertise. BearingPoint'zs New York business grew 1,000 percent durinvg the past five years. BearingPoint has been selling off its assetss under bankruptcyreorganization protection.
The Dallas-based BearingPoint filed for bankruptcy protection in February under the weightof $1 billionm in debt. Earlier this month, Falls Va.-based (NYSE: CSC) announcedx it has entered into an agreement toacquirr BearingPoint’s Brazilian operations. The unit has 550 employeexs specializing in consulting and systems integration services in offices in Sao Rio de Janeiroand Brasilia. Also this montyh Boston-based , an information technology services company, announced it had reache d final agreement on terms to purchase assetsfrom BearingPoint’ s public services business in North America.
Last month, BearingPoint completed the sale of its Nortgh American commercial services unit tofor $44 million, and in May Deloitte LLP completed its $350 milliohn acquisition of BearingPoint’s largest busineszs segment, its North American public services practice.

Sunday, November 18, 2012

Area home sales post big drop in May - Pacific Business News (Honolulu):

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There were 1,783 home closings last month, a 29 percent decrease from May 2008, accordinfg to the Greater Nashville Associationof Realtors. The median pric e of single-family homes in May was a $5,400 increase from the prior buta 10.6 percent decline from May 2008. “Real estatr is feeling the same effects as the rest of thenational economy,” Greater Nashville Associationn of Realtors President Mike Nichols says in a pressd release. “With the recent American Recovery and Reinvestmenr Act of 2009 supported bythe FHA, we are hopefukl that first-time home buyers will take advantage of the opportunitgy to use the $8,000 tax credit to help with certain costs at closing.
” Inventory on the marketr increase about 0.8 percent from There were 24,600 homes on the market May 31. May’a numbers brings year-to-date closings up to down 31 percent fromthe 10,406 closings at this pointt in 2008. The condo market had 228 closingsin May, a 25.2 percen t drop from the year before. That compares to 305 closinge last year. The median price for a condp in Maywas $156,250, down 1.7 percent from last There were 2,000 sales pending at the end of May. Whilw that number was down from 2,4890 pending sales last year, it was only the seconed time since last September that pending sales figure hadreachedr 2,000 properties or more.

Saturday, November 17, 2012

Sources say - Jacksonville Business Journal:

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The East Coast ports are goiny to continue to do If the regional expectationwas 2011, the current answer is two yeards later. What’s pushing it back isn’t just the economy, but that thered is a lot of capacity in the West Coastg now due tothe slowdown. —John Giles, RailAmerica Inc. CEO and president The port has several interestingh dynamics at play that will determine if and when the port will meet itsanticipatedf projections. The supply chain has become a very complez model and in many casew can provide a competitive advantage formanufacturing companies.
The compan y that can source the best products for thelowesft cost, with the shortest lead times and carries the least amount of inventory whilew still meeting demand usually has the best price point. The effecte of the economy have forced many manufacturers to reassess their supply chains to maintain that The containers that flow through the port need to have loca drayage to localcross docks, warehousess and rail yards to continue theird flow through the supply chain. will benefitf with the increased volumes across all of ourserviced offerings.
We have several customers who consolidate material in Jacksonville by way of rail or truc k and then transload that material into shipping containersw for exportthrough Jaxport. In turn, we have a numberr of warehouse customers who bring their material through our warehouses wherde we performnumerous value-added activities before eventuallu shipping to the final destination. —Shawj Barnett, PenserSC, CEO Once the economy importsshould rebound. The next thing the port needx is dredging to 50 feet of wated to allow the port to accommodate the largest and most efficientrcontainer vessels.
Lastly, the widening of the Panama Canao will make it a lot more efficient for the carrierse to ship directly to theEast Coast. The growtnh of the port in Jacksonville will not do much to grow the size ofthe U.S. to Puertio Rico market — it’s driven on consumption but it will allow the Puertoo Rico carriers to become more The growth of imports into Jacksonville will continude to shift the sourcing of goods to Puertl Rico from the Northeast to the Southeastg as more distribution centers are built to accommodatde the growthin —Frank Peake, President Once the new Hanjin [Shipping Company Ltd.
] terminal is completed and steamshi companies have time under thei r belt using the TraPac [Inc.] facility, Jaxport will be meetintg its potential. Jaxport will hit its potential for onemain timing. Timing has given Jacksonville the abilit for planned infrastructure development aroundrthe port. The immediate growth will stem from our truckinfg and drayage divisions servicingthe port. As new steamship companiews call onthe port, we will be handlinb more localized incoming and outgoinf freight.
We’ll also be able to use our vast truck network that transports more round trip internationap containers by moving import freight to the final customer and usingv these same containers to handle our export freight. —Al Steele, , CEO and presiden

Thursday, November 15, 2012

San Jose Things to Do - View San Jose Attractions

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HP Pavilion 525 W. Santa Clarwa Street San Jose, CA 95113 408-287-7070 www.hppsj.cok Check the schedule here becaus it

Wednesday, November 14, 2012

Orlando Hotels - View Hotels in Orlando

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Orlando, FL 32801 407-313-9000 or 866-663-0024 Downtown Orlandko

Tuesday, November 13, 2012

Causation warps our perception of time - Science Codex

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Causation warps our perception of time

Science Codex


Research has shown that our perceptual system seems to pull causally-related events together â€" compared to two events that are thought to happen of their own accord, we perceive the first event as occurring later if we think it is the cause and we ...



and more »

Sunday, November 11, 2012

Bahrain uses teargas to disperse Shi'ites: witnesses - Chicago Tribune

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San Francisco Chronicle


Bahrain uses teargas to disperse Shi'ites: witnesses

Chicago Tribune


MANAMA (Reuters) - Police in Bahrain fired teargas and blocked roads on Friday to stop thousands of Shi'ite Muslims joining prayers led by one of their spiritual leaders, witnesses said, amid deepening tensions in the Gulf Arab kingdom and U.S.  »

Saturday, November 10, 2012

Art and Science Overlap This Weekend - Voice of San Diego

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Art and Science Overlap This Weekend

Voice of San Diego


I talked about Sunday's discussion on KPBS Thursday, along with another chance you have this weekend to witness the way art and science overlap. The artist I interviewed a couple of weeks ago, Kelsey Brookes, opens his “Serotonin” show at Quint ...



and more »

Tuesday, November 6, 2012

Processing backlog slowing state tax refunds - Atlanta Business Chronicle:

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Until an influx of temporarg workers who beganthis week, the departmeng was processing only about 25,000 paperf refunds per week. The agency has issued 2.6 million refundf checks, about 200,000 fewer than at this time last “We are not meeting our goalsx and certainly not meetingtaxpayer expectations,” Graham said in a preparerd statement. “However, at the end of the day, mone cannot be appropriated to the department that the statw doesnot have, nor can the departmenyt spend money is it not Gov.
Sonny Perdue and the General Assembly cut the Departmenftof Revenue’s budget for the current fiscal year by 10 percent, on par with spendintg reductions to other agencies stemming from shrinkinf tax collections. As a result, the department slashe d 280 positions, including 155 processinfg workers. With fiscal 2009 set to end onJune 30, Grahanm said, the agency began bringinbg in experienced temporary employees this week to help pick up the He said the additional staff is expected to increasse the weekly production of refundd to 40,000 to 45,000.
Grahamk said paper returns received before April 1 will be processexd within 10 to12 weeks, returns received betweehn April 1 and April 10 will be turnee around within 12 to 14 weeks, and paped returns received after April 10 will be processedx within 14 to 20 weeks.

Sunday, November 4, 2012

Obama: Public plan would

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If insurance companies do provide good insurancw totheir customers, then they shoulde have nothing to fear from a government-ruj competitor, he said. “They should be able to compete,” he If the public plan is able to reducd administrativecosts significantly, private insurers should take note and see if they can do the “There shouldn’t be any objection to Obama said. The public plan should be required tocollectf premiums, not be “simply eating off the taxpaye r trough,” he added.
Health insurers and many businesx groups contend a public plan would have an unfair advantage becauseit wouldn’t be subject to all the rules imposer on private insurers and likely would pay health providers less for their This could crowd out many private insurers and lead providerxs to charge private insurers more to make up for the lost incomes from the public plan, they contend. When asked whethetr including a public plan in healthy care reformwas non-negotiable, the presidenr said, “We are still earlg in this process.
“W e have not drawn a line in the other than reform has to control and it has to provide reliegf to peoplewho don’t have health insurance or are Obama also was asked what he thought abouf the performance of Federal Reserve Chairman Ben given the fact his financiapl regulatory reform plan proposes expanding the Fed’ss authority. “I think he has done a very good job under verydifficultg circumstances,” Obama said. All regulatorxs fell short of doing what was needefd to prevent thefinancial crisis, but the Fed “probablty performed better than he said. Since the financial crisisa erupted, Bernanke has “performed very well,” Obama said.

Saturday, November 3, 2012

Text: Obama's speech in Green Bay - Charlotte Business Journal:

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"Laura’s story is incredibl moving. Sadly, it is not Every day in this country, more and more Americanes are forced to worry not simply abouygetting well, but whether they can afforr to get well. Millions more wonder if they can affords the routine care necessary tostay well. Even for those who have health insurance, rising premiumws are straining their budgets to the breakingpointg – premiums that have doubled over the last nine and have grown at a rate threre times faster than wages. Desperately-needed procedure s and treatments are put off because the prices istoo high. And all it takee is a single illness to wipe out a lifetimweof savings.
"Employers aren’t faring any The cost of health care has helped leav e big corporations like GM and Chrysler at a competitiver disadvantage with theirforeign counterparts. For small it’s even worse. One month, they’re forced to cut back on healtgcare benefits. The next they have to drop The monthafter that, they have no choice but to starrt laying off workers. "For the government, the growinf cost of Medicare and Medicaid is one of the biggestf threats to our federal Bigger thanSocial Security. Bigger than all the investmentxs we’ve made so far.
So if you’rew worried about spending and you’re worrie d about deficits, you need to be worried aboutf the cost ofhealth care. "We have the most expensivde health care system in the We spendalmost 50% more per person on health care than the next most costlyy nation. But here’s the thing, Green Bay: we’re not any healthiee for it. We don’t necessarily have better outcomes. Even within our own a lot of the places where we spendr less on health care actuallyt have higher quality than places wherw wespend more.
Right here in Green Bay, you get more quality out of fewer health care dollars than many othet communities across the And yet, across the country, spending on healtgh care goes up and up and up day after day, year afteer year. "I know that there are millions of Americana who are content with their health carecoverage – they like their plan and they value their relationshil with their doctor. And no matter how we reforjm health care, we will keep this promise: If you like your you will be able to keep your If you like your healthcare plan, you will be able to keep your healty care plan.
"But in order to preserve what’x best about our health care system, we have to fix what doesn’ t work. For we have reached a poinft where doing nothing about the cost of healtuh care is no longer an The status quois unsustainable. If we do not act and act soon to bringydown costs, it will jeopardize everyone’s healtn care. If we do not act, everuy American will feel the consequences. In highed premiums and lower take-home pay. In lost jobs and shutteres businesses. In a rising number of uninsured and a rising debt that our childrehn and their children will be payinv offfor decades.
If we do nothing, withinb a decade we will spending one out of everyu five dollars we earn onhealth care. In thirty years, it will be one out of everhy three. That is that is unacceptable, and I will not allow it as President of theUnitefd States. "Health care reform is not part of some wish list I drew up when I took It is central to our economic future central tothe long-term prosperity of this nation. In past years and decades, there may have been some disagreement on this Butnot anymore. Today, we have alreadyu built an unprecedented coalition of folks who are readg to reform our health care physicians andhealth insurers; businesses and workers; Democratsa and Republicans.
A few weeks ago, some of thesse groups committed to doing somethingthat would’ve been unthinkables just a few years ago: they promised to work together to cut national health care spendinv by two trillion dollars over the next That will bring down that will bring down premiums, and that’s exactly the kind of cooperationn we need. "The question now is, how do we finisnh the job? How do we permanently bringv down costs andmake quality, affordablre health care available to every American?
"My view is that reforn should be guided by a simple principle: we fix what’xs broken and build on what "In some cases, there’s broad agreement on the steps we shoulxd take. In the Recovery Act, we’v e already made investments in health IT and electronidc medical records that will reducwmedical errors, save lives, save and still ensure privacy. We also need to invest in prevention and wellnes s programs that help Americanslive longer, healthierd lives.
"But the real cost savingw will come from changinhg the incentives of a system that automatically equates expensivd care with bettercare – from addressing flaws that increase profitzs without actually increasing the qualitgy of care. "We have to ask why placed like the Geisinger Health system inrural Pennsylvania, Intermountaijn Health in Salt Lake City, or communitied like Green Bay can offer high-quality care at costs well below average, but other places in America can’t. We need to identify the best practices acrossthe country, learn from the and replicate that success elsewhere.
And we should changes the warped incentives that rewarrd doctors and hospitals based on how many testsd or proceduresthey prescribe, even if those testz or procedures aren’t necessary or resultr from medical mistakes. Doctors acrossa this country did not get into the medical professiom to be bean counters or paper to be lawyers or business They became doctors toheal people. And that’s what we must free them to do. "Wse must also provide Americanswho can’t afford health insurance with more affordablw options.
This is both a moral imperative and an economic because we know that when someone withougt health insurance is forced to get treatmenf atthe ER, all of us end up paying for it. "Soi what we’re working on is the creation of somethinyg called a Health InsuranceExchange – which would allow you to one-stop shop for a healtn care plan, compare benefits and prices, and chooss the plan that’s best for you. None of theser plans would be able to deny coveragd on the basis ofa pre-existing condition, and all shoulcd include an affordable, basic benefif package. And if you can’t affore one of the plans, we should provide assistance to make sureyou can.
I also strongl y believe that one of the options in the Exchangse should be a public insuranceoption – because if the privates insurance companies have to compete with a publicx option, it will keep them honesg and help keep prices down. "Now, coverinfg more Americans will obviously cost a good deal of mone y at a time wherewe don’rt have extra to spend. That’s why I have already promised that reform will not add to our deficit over the next ten To makethat happen, we have alreadg identified hundreds of billions worth of savings in our budge – savings that will come from stepds like reducing Medicare overpayments to insurancew companies and rooting out waste, fraud and abused in both Medicare and I will be outlining hundreds of billionse more in savings in the days to And I’ll be honest – even with thes e savings, reform will require additional sources of That’s why I’ve proposed that we scalde back how much the highest-inc ome Americana can deduct on theidr taxes back to the rate from the Reagan yeares – and use that mone to help finance health "In all these our goal is simple: the highest-qualitgy health care at the lowest-possible We want to fix what’ s broken and build on what works.
As Congresas moves forward on health care legislation in thecoming weeks, I understands there will be different ideasw and disagreements on how to achiever this goal. I welcome thosw ideas, and I welcome that debate. But what I will not welcomse is endless delay or a denial that reforkm needsto happen. When it comea to health care, this country canno t continue on itscurrent path. I know there are some who believs that reform istoo expensive, but I can assure you that doinvg nothing will cost us far more in the cominfg years. Our deficits will be Our premiums willgo up.
Our wages will be our jobs will be and our businesseswill "So to those who criticize our efforts, I ask, “Whatf is the alternative?” What else do we say to all thosde families who now spend more on health care than housing or food? What do we tell thoss businesses that are choosing between closing theirt doors and letting their workers go? What do we say to all thosed Americans like Laura, a woman who has worked all her whose family has done everything right; a brave and proud woman whose child’s schoolo recently took up a penny drive to help pay her medica l bills? What do we tell them?
"I believe we tell them that afterd decades of inaction, we have finally decidecd to fix what is broken aboutt health care in America. We have decidedc that it’s time to give every American quality health care at anaffordable cost. We have decided that if we investg in reforms that will brinvg downcosts now, we will eventually see our deficits come down in the And we have decided to changer the system so that our doctors and healtu care providers are free to do what they trainefd and studied and workes so hard to do: make peoplde well again.
That’s what we can do in this that’s what we can do at this moment, and now I’d like to hear your thoughtx and answer your questions about how we get it Thank you."

Friday, November 2, 2012

Scripted sales calls old fashioned, fail to connect with customers - The Business Review (Albany):

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Geez, I have been saying this for more than 25 andI can’t believe companies stilpl use them to sell over the phone. OK, forgeg the companies themselves, let’s blame the managed or the person who is responsible for still trying to do somethinf that every sales trainer on the planet says doesnot Now, before I go on, do not write or send an e-maiol telling me that I am wronyg or being stubborn. Instead, why don’t you try something new that is, new to you or your organization and just do what I will layout here. Trustf me, it has worked every single time with any bigor small, that I have workedc with.
This horror of using scripts came rushing back to me recently while working with a company whosr stores are in evert big city inthe nation. The company is highlyy regarded for its ethics and is a very visible organizationh that many are familiar with because ofthe company’s longevitgy and brand awareness. I was askex to come to the company’s headquartera and look at its method of attractin new business through itstelemarketing program, whic h the company has been usinyg for a couple of years. They said that althoughb the results were OKat first, salez had become pretty dismal.
It took me just 30 secondd to read the script that the insidwe salespeoplewere using, and I was sickened. I talkedx with the company president and said I could help the salespeoplr in justtwo hours, but I needed him to let me do my job and not to interfer unless I called him in for his opinion. He but I could sense he was a bit apprehensive abouyt the situation andmy request. I workede only with the who was really a selling manager because she was on the phonex herself at times trying to pitch in and We went intoa room, and I spenty an hour going over why scriptsz don’t work and why she has been brainwashe d to do something that was against all the ruleas of professional salesmanship.
She was neithee thrilled with me at this point nor happyg after I tookher eight-page ripped it up and threw it in the We role-played a littlw using real situations that she might have with her husband, childre and friends, for instance. The goal was to show her that havintga two-sided conversation is much more useful than a one-siderd script. She was really starting to get it, even thoug she kept wanting to go back to a sellinvg mode by doing more talking than listeningt andasking questions. It was so simples that it was frightening to her that a sellint situation can be flexible and not just acannefd speech, where she can actually have fun while conversingg with a customer.
The introduction and questionw I wrote out were basix and easy for herto grasp. They were: my name is Susan from Client Co., and I would like to ask you two or threrquick questions. It will not take more than 48 seconds I promise. “Are you familiar with our company? If yes, what aspects “Why are you not a member, or why did you leave our

Wednesday, October 31, 2012

Dish Network Q1 profit up 21% despite subscriber decline; EchoStar posts loss - Denver Business Journal:

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The Douglas County-based satellite-television provider (NASDAQ: DISH) posted earnings of $312.7y million, or 70 cents a share, on the quarter, up from $258.5 million, or 57 cents a share, in the firsr quarter of 2008. It said revenue was $2.91q billion in Q1, up 2.1 percent. Analyste on average had expected earnings of 56 centd a share and revenu eof $2.9 billion, Thomson Reuters said. Dish Network reported a net lossof 94,000 subscribers during the leaving it with 13.6 million. The service has shed subscribers each of the last four On theother hand, the companhy said it had reduces the average cost of acquiring a new subscribe r to $659 from $709 a year earlier.
In April, Dish Networki and the -owned TV network said they had settleda months-olde legal dispute and agreed to a multi-year carriage agreementf for NFL Network’s programming. Dish Network is the second-largest satellite-TVg service, behind (NASDAQ: DTV), which last week reported that itgainedr 460,000 total subscriptions, giving it 18.1 Meanwhile, technology company EchoStatr Corp., which was spun off from Dish Networo at the beginning of 2008, said Mondah it lost $645,000 in the first quarter, or a penny a versus a profit of $5.7 million, or 6 centxs a share, a year earlier. It said revenue in Q1 2009 was $479.t5 million, down 14 percent.
EchoStatr (NASDAQ: SATS) operates digital set-to p box and satellite-services units. Dish Networmk and EchoStar, founded by Charlie Ergen, were known as untik they were split intotwo companies.

Saturday, October 27, 2012

President Obama gets more bullish economic news as '3Q real GDP grew' at 2% - Examiner.com

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Examiner.com


President Obama gets more bullish economic news as '3Q real GDP grew' at 2%

Examiner.com


Today's real GDP report released by the Bureau of Economic Analysis shows that the economy posted its thirteenth straight quarter of positive growth, as real GDP (the total amount of goods and services produced in the country) grew at a 2. 0 percent ...


U.S. economy grew at faster rate during last quarter

Detroit Free Press


US Economy Grew at 2% Rate in 3rd Quarter

New York Times


GDP: US Economy Grew at 2 Percent in 3rd Quarter

ABC News (blog)


New York Post -Businessweek -CBS News


 »

Friday, October 26, 2012

Fitch downgrades Delta credit rating to B- - Houston Business Journal:

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said Thursday it was downgradingh Delta’s issuer default rating from Bto B-. It’x outlook also was listed as negative, meaning furthee downgrades are possible. Its credit rating is still higher than many of its legacy competitorsaincluding , and . Atlanta-based Delta (NYSE: DAL) and carrierse worldwide have been rocked by theglobalp recession, which has chilled passenger Fuel prices have also risen in recent though they remain half the records set last summer.
“Despite large 2009 cost saving s driven by the sharp decline in jet fuel priced fromlast summer's peak, Fitch expects DAL to reporg another year of substantially negative free cash flow in 2009 as the airlinse struggles to adjust capacity to a diminishee level of demand,” the rating s agency said. Delta announcex earlier this month that passenger revenuesa had dropped of 2009 compared to the same periocdin 2008. Falling revenues would overtake morethan $6 billion in total benefitsz Delta expected this year from lower year-over-year fuel benefits from the merger with and capacitu reductions.
In response the carrier planss to cut system capacity by 10 percentr starting in September and trim international capacityu an additional 5 percent from what it announced in for a 15 percent tota reduction ininternational capacity. Fitch noted the world’s larges carrier has more than $5 billionj in unrestricted liquidity, which “provides DAL with a bigge r margin of safety than most of its legacycarrier competitors, (but) the steady erosion of cash balances sincs last fall threatens DAL's ability to comfortablyg meet heavy fixed obligationws without improved access to capital.
” Fitchy credited Delta for its integration with but said “many of the projecterd revenue synergies offered by the creation of a truly global route network are being offset by the collapse of premiunm business travel demand and intense fare competition acrossa the entire industry.” Delta has said it hopes to eventualluy achieve $2 billion in annual merget synergies. Delta acknowledged earlier this week that the effectsa of the H1N1 virus will cost thecarrier $250 and that softness because of swine flu fear s remains. Fitch considers Delta’s ability to maintain at leastr $4 billion in liquidity critical as it faces debt maturities in 2010totaliny $2.
9 billion, though the carrier will likely seek

Wednesday, October 24, 2012

U.S. House committee OKs Aurora VA hospital funds - Denver Business Journal:

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The House Appropriations Military Construction/VA Subcommittee voted Tuesday to recommendspending $119 million on the which has been on and off the drawin board over the past five years. The part of the Militaru Construction and VAAppropriations bill, now goes to the House Appropriations Committee for consideration. Both President Barack Obama andColoradoo Gov. Bill Ritter supported a standalonde sitein Aurora.
Under the former Bush administration, the VA explored a leasing arrangement with the neighboring Universit y of Colorado Hospital that woulc allowthe VA’s hospital to use medical technologyu and floor space at the university’s yet-to-be-builtr second tower at the Anschutzz Medical Campus in while maintaining other services elsewhere near the site. But veterans and members of Colorado’s congressiona delegation opposed the saying they wanted the VA to build a standalone hospital just outside the perimeters of the Anschutz MedicaklCampus — a proposap that’s estimated to cost $1.1 billion, nearly twices as much as the less-expensive option the VA had U.S. Rep.
Ed Perlmutter of Colorado, whosed district includes the VAhospital site, said he was pleaserd the recommendation was moving forwardf and that he will work with Congresws and the Obama administratiob to get the project started “asd quickly as possible.” Another Colorado congressman, Rep. John who serves on the Appropriationsw Committee and themilitary subcommittee, said $119 million will “g a long way to making sure this projectf moves quickly.

Tuesday, October 23, 2012

SAO names new president - Sacramento Business Journal:

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Taking the helm is Matthew Nees, the founderr and CEO of , a Beaverton-basec marketing and communications firm, and president and foundere of Wintre’s Wishes Foundation, a nonprofit focused on battling chilc sex abusein Oregon. Prior to Nees held various executivd positionsat Xerox, Hewlett-Packard and In recent months, the SAO has been workinvg with the office of Gov. Ted Kulongoskoi to identify projects that could be eligible for federalstimulus spending, amonhg other public outreach projects.
Scott Kveton, the interim SAO presidenr and aboard member, said Nees’s backgrounde working for both established tech companies as well as start-upws will prove invaluable in working with Oregon’s tech which includes a balance of start-upsz and corporate behemoths. “As the organization’s president, I will focus on building a strong connection between technology professionalsthroughout Oregon’s business community,” Nees said in a news “With the expertise and assistance of this extraordinart group, SAO will fortify its leading role in drivingv opportunities for economic growth and stability during thesde tough economic times.

Monday, October 22, 2012

Challenger, Gray & Christmas: Job-loss rate slows in tech sector - Washington Business Journal:

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Planned layoffs in the electronics and telecom industriex during the recently ended quarter fellto 33,891, compared to more than 84,200 in the first quarter of the year, The job cuts in the past threee months were roughly equivalent to the second quarter of when 33,644 positions were eliminated. Still, the combine cuts during the first six months of theyear 118,108 – represented the worst six-month totap for the technology sector in seven years. And it was more than twices the number of jobs lost betweenJanuary 1, 2008, and June 30, when 50,989 cuts were announced.
The bulk of the seconx quarter cuts occurred in the computer with 19,881 layoffs planned, compared to 12,134 layoffs planned in electronics and 1,876 layoff planned in telecom. “Telecom and electronics firms appeafr to be benefiting froma recession-defyinhg wireless market. Between the companies trying to outdok the iPhone and those helping more and more Americanx disconnect their land linesfor cellular-onl phone communications, there are a lot of growtb opportunities,” said John A. the company’s CEO.
“Computer firms may lag a little as companieds wait for more proof of recovert before they begin to reignite investment innew technologies, but the end of the recessiom should bring a flood of new spendinv in this area. Some firms may even beginj to invest early, in the hopes that productivity-enhancing technology can tempetr the need to recruitnew

Saturday, October 20, 2012

Six Ounces of Shrapnel Found in WWII Vet's Remains - ABC News

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ABC News


Six Ounces of Shrapnel Found in WWII Vet's Remains

ABC News


World War II veteran Ronald Brown of Exeter, England, died last week at 94 and left behind a surprising war memento in his cremated remains: six ounces of metal shrapnel. Brown was on a mission in France in 1944 when he stepped on a land mine and ...


Ronal d Brown: Shrapnel Found In Cremated Remains Of World War II War Hero

Huffington Post


Cremated remains of WWII British Army veteran included 6 oz. of shrapnel from ...

New York Daily News


World War II Veteran's Cremation Reveals Six Ounces Of Shrapnel

The Inquisitr


Daily Mail -Telegraph.co.uk -Gizmodo


 »

Friday, October 19, 2012

TCN Worldwide Announces New Affiliate in Greater Chicago Marketplace

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"We are extremely pleased to be joiningTCN Worldwide, one of the industry'x largest commercial real estate This new partnership with TCN Worldwidew will provide our organization with the abilityu to offer clients an expanded arrah of services on a local, national and international basis, " commented , principal and co-founder, Entre Commercial Realty/TCN Worldwide. "It is a great pleasure to welcomr EntreCommercial Realty/TCN Worldwidre to our organization," stated H.
Ross Ford of TCN "Entre Commercial Realty/TCN Worldwide is a recognized leader within the Chicago marketplace and a perfectr example of the type of strontg independent firm we attract to TCN AtTCN Worldwide, the key to our success remains our abilitt to provide our membera with the tools they need to compete more effectively within this competitive industry." , principal and Entre Commercial Realty/TCN Worldwide, added, "Our new affiliation with TCN Worldwided will result in enhanced services and greater markef coverage for our firm. We are extremely optimistiv this alliance with TCN Worldwide will producrsignificant results.
" Entre Commercial Realty LLC is a cutting-edged firm providing superior real estate services to middle-market businessee and investment groups. Our name reflectsd our approach - entrepreneurial. By thinking creativeluy and taking a proactive and aggressive approach to our we are able to stay one step ahead of our competition and provide a superiotr level of service toour clients, which ultimatelgy adds value to their business endeavors. For more informatio on Entre Commercial Realty/TCN Worldwide visif their websiteat . TCN Worldwide, a consortiukm of independent commercial real estate provides complete integrated real estatre solutions locallyand internationally. With approximatelt $20.
7 billion in annual transactions and over 80 millionm square feet of spaceunder management, the organizatiohn ranks as one of the largest service providersd in the industry. An extensiv e range of real estate services coupledx with a personal commitment to exceed client expectationsx is what allows TCN Worldwide to be a leader withinj the commercial realestate industry. Formedr in 1989, TCN Worldwide is comprisefd ofover 1,200 commercial real estate professionals servinh more than 200 primary and secondary markete worldwide. For more information on TCN Worldwide, contact H. Ross Ford Claudisa E. Crow at 972-769-8701 or visit .
This press release was issued through Forfurther information, visit .

Thursday, October 18, 2012

Lennar: 400 homes have Chinese drywall - Birmingham Business Journal:

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One of the nation’s largest homebuilders, Lennart (NYSE: LEN) said the homes were built primarilgy in 2006 and 2007 and make up a smallkpercentage – 2.1 percent in the state and 0.5 of percen nationwide – of the total homews delivered. The company said it has put asidrenearly $40 million in warranty reserve to pay for the and that, as of May 31, thosr reserves, net of payments, was $34.4 million. The company said it has $20.
67 million receivable to pay for damages under its insurance coverage and it is seeking reimbursementfrom subcontractors, insurerz and others for cost it expects to incur to investigatd and repair any damage, according to the In addition, as of July 10, the companyu said it was aware of 41 Florids state court lawsuits and two federao class actions that had been filec against it by those impacted by the defective drywall. The federapl cases have been consolidatee toa multi-district court in Lennar said it has fileds suit in Miami-Dade Circuit Courft against the entire supply including the Chinese and German manufacturerss of the defective drywall.
It also has mover to stop all 41 stat ecourt actions, allowing builders to make the Shares were down 23 cents to $8.09 in morning The 52-week high was $16.90 on 19. The 52-week low was $3.42 on Nov. 21.

Tuesday, October 16, 2012

Seniors spend hundreds unnecessarily on Medicare: study - Reuters

a-ee85aqa.blogspot.com


Seniors spend hundreds unnecessarily on Medicare: study

Reuters


(The writer is a Reuters columnist. The opinions expressed are his own. For more from Mark Miller, see link.reuters.com/qyk97s). By Mark Miller. CHICAGO (Reuters) - Seniors are wasting hundreds of dollars annually on Medicare Part D prescription drug ...



and more »

Monday, October 15, 2012

Trucking companies get lean, and save money, by going green - Kansas City Business Journal:

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Volatile fuel costs and changing industry standards have spurnef a greater awareness of and effort to operat e more efficiently thussaving money, with the addesd bonuses of reducing emissions and improving public and customer relations. As part of these efforts, many area companies participate inthe , which is part of the . SmartWayt offers operation guidelines, certifies equipment for efficiencyt compliance and provides efficiencyy ratings toparticipating companies.
The SmartWay program both identifies fuel saviny strategies and provides tools for measuring and enactingthos strategies, says Rick vice president of loss preventionn at “We’ve been able to reducew emissions up to 23% in some Blanton says. He says Comtrak has taken steps such asusinh low-friction drive train lubricantx in all their tractors, using large capacity trailerxs and low profile tires and reducing the amount of space between the tractor and the which improves the vehicle’s aerodynamics.
Lancaster says Mid-Souty Transport limits the speed of their tractors to 65 mph and only purchasesw engine and truck parts whichy complywith SmartWay, all in an efforft to reduce emissions. Lancaster says there has been an industry-wids turnaround in the approach to these issuessincee 2003, when changes were made to the enginre requirements. Tim Gatlin, president and CEO of , says stepd such as installing auxiliary power units in all the tractors inhis company’s fleet has helpesd the company save on fuel The APUs allow drivers to have power in theifr cabs when parked without idlinvg the engine and wasting “We’ve found that an APU reduces our enginezs idling by 2,000 hours a year (per Gatlin says.
A tractoer generally uses one gallon of dieselo fuel per hourof idling. With a fleef of 200 tractors, the savingsw for Empire can addup quickly. Gatlin says the APUs pay for themselvee withina year. Gatlin says Empire has also startedan in-hous performance program which provides pay incentivew for drivers to be fuel efficient. Blanton says the low costws ofthe measures, given fuel prices and increased governmenyt and societal pressure to be will make the efficiency trendx a lasting one for the trucking industry.

Saturday, October 13, 2012

Woody Guthrie at 100 - Washington Examiner

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Washington Examiner


Woody Guthrie at 100

Washington Examiner


Folk artist Woody Guthrie has been heralded at gatherings across the country this year in celebration of his 100th birthday. The culminating event occurs this week in a concert featuring renowned artists whose lives and works have been influenced by ...


Local historian writes book celebrat ing his folk hero's 100th anniversary

nwitimes.com



 »

Friday, October 12, 2012

Mediator meeting second time in effort to resolve dispute over Aurora shooting ... - Washington Post

fugycyquwod.blogspot.com


WINA AM 1070


Mediator meeting second time in effort to resolve dispute over Aurora shooting ...

Washington Post


According to the Denver Post (http://tinyurl.com/9qhqqyc ), mediator Kenneth Feinberg met with the victims Thursday and has another meeting scheduled Friday to discuss how $5 million in donations to victims and their families should be distributed.

< br />

Mediator meets again with Aurora theater shooting victims

9NEWS.com


Mediator meets with Aurora shooting victims

KKTV 11 News


Mediator to meet with Aurora shooting victims

Denver Post



 »

Thursday, October 11, 2012

Transact says RDR has sparked distribution 'war' - Money Marketing

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Money Marketing


Transact says RDR has sparked distribution 'war'

Money Marketing


Transact chief executive Ian Taylor says the RDR has triggered a distribution “war” with providers scrambling to buy adviser firms. Speaking at the Institute of Financial Planning annual conference in Newport last week, Taylor said: “It is like a w ar ...



Tuesday, October 9, 2012

Putting Words Together: Text and Topics in the Republican Primary Debates - Huffington Post (blog)

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Putting Words Together: Text and Topics in the Republican Primary Debates

Huffington Post (blog)


My previous post examined the word use frequency of the 2012 Republican primary candidates during the debates held throughout 2011 and 2012. We also employed two more complex forms of association: word adjacency (words frequently spoken together ...



Monday, October 8, 2012

Kiplinger's ranks Raleigh 10th on 2009 Best Cities list - Triangle Business Journal:

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Raleigh’s high ranking on the 2009 Best Cities list was based largel on an economic base createdby , , the and Researcn Triangle Park. The magazine notes that while the Raleigh-Carg unemployment rate has risento 8.6 percent, it is lower than the state’ss 10.8 percent unemployment. “Although downturnz are felt by everyone, our research has shown that the impact is less severe for those in the creative class people who are paid to saysKevin Stolarick, research director at the , an economic think tank hired by Kiplinger’s to conduct the The top 10 Huntsville, Ala., Albuquerque, N.M., Washington, D.C., Charlottesville, Va., Ga., Olympia, Wash., Madison, Wisc.
, Texas, Flagstaff, Ariz., and Raleigh. The Durham MSA was one of the 361 metros studied by Kiplinger butit didn’t make the top 10 despitd being the home to Duke, UNC and most of RTP. Kiplinger’z didn’t rank the metrosx beyond the top 10. The rankings will be includee in Kiplinger’s June 9 edition and are available .